Mobile Apps to Manage Your Finances

Nowadays, most of us are using mobile phones and tablets, and mobile apps are not just ways to pass the time but are now essential to our day-to-day routine.  It is also the era wherein many experience difficulty in trying to maintain good finances and manage savings and expenses.

That’s why it’s a great relief to find these five cool mobile apps that can help us manage our finances. What’s more, these apps are introduced by the Australian Securities and Investments Commission so we can be assured that these apps are accurate and effective.

Here are the amazing apps that can help you get instant calculations and financial assessments on your phone:



Track your savings goals on the go with this easy-to-use app. TrackMyGOALS integrates techniques that will work for successful savers. With this app, you can set, plan, track and manage your savings goals and visualize your progress towards achieving those goals.

The TrackMyGOALS app helps you cultivate good savings habits and reach your dreams by:

  • Creating realistic savings goals
  • Prioritising your goals to ensure they can be achieved
  • Providing positive encouragement by tracking your progress

Find out more about the TrackMyGOALS app.



TrackMySPEND is a free app that shows you what you are spending your money on and puts you in control. It won a Government Services Award at the 2013 Australian Mobile Awards.

  • Track personal expenses on the go
  • Find out where you can save
  • View your spending history on screen or export to a CSV file

Find out more about the TrackMySPEND app.


Money Calculator

Have you got a financial decision to make? Access five of the most popular calculators in one app:

  • Savings calculator
  • Loan calculator
  • Mortgage calculator
  • Superannuation calculator
  • Interest-free deal calculator

Find out more about the free mobile calculator app.


Mobile Health Check

The money health check helps you work out whether your finances need attention, could be better or are under control.

The money health check will:

  • Give you results tailored to your situation
  • Provide a list of ‘to do’ actions
  • Allow you to save or email your top 5 actions

Find out more about the money health check app.

This article originally appeared on MoneySmart. To read more, kindly visit Personal Finance Apps for your Mobile.


Have you tried any of these mobile apps? Or do you use another one? How was your experience from using it?

Talk to us and share your insights on how these mobile apps helped you to manage your finances.

Happiness is not something readymade.  It comes from your own actions.
–Dalai Lama

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